Lowndes County property record for 1038 Bent Tree Trl, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 5,165 sqft · built 2023 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,154 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46W000000397 |
| Primary APN | 46W000000397 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,165 sqft Adjusted Area |
| 2nd Floor Area | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,104 sqft (3.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1038 BENT TREE TRL |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4- LOT MM 1038 BENT TREE TRAIL |
| Legal Lot Number | MM |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302 |
Source: Lowndes County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2900 BLUECUTT RD STE 2, 2, COLUMBUS, MS 39705-1470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF VERNON |
| Feb 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF VERNON |
| Aug 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON |
| May 15, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 |
| Deed Sale | May 15, 2023 |
| Deed Document Number | 0020234049 |
| Deed Book / Page | 2023 / 4049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1038 BENT TREE TRL, COLUMBUS, MS 39705-1143 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020228077 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 2022/8077 |
| Name | BANK OF VERNON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1038 BENT TREE TRL, COLUMBUS, MS 39705-1143 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020224380 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 2022/4380 |
| Name | BANK OF VERNON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1038 BENT TREE TRL, COLUMBUS, MS 39705-1143 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202318478 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 2023/18478 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 15, 2023 |
| Property Address | 1038 BENT TREE TRL, COLUMBUS, MS 39705-1143 |
| Document Number | 0020234049 |
| Book / Page | 2023 / 4049 |
| Instrument Date | May 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2900 BLUE CURT RD #2 # 2, 2, COLUMBUS, MS 39705-1470 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,154.00 Homeowner's exemption | $75,155 | $751,550 Land $70,000 Building $681,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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