1038 Bello Rd, Santa Maria, CA 93455 Property Records

Santa Barbara County property record for 1038 Bello Rd, Santa Maria, CA 93455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2004)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-166-027`

Property Details

APN / Parcel Number

Primary APN	`128-166-027`
Alternative APN	`12816627`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,868 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1038 BELLO RD
City	SANTA MARIA
State	CA
Zip	93455-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRADLEY SQUARE
Legal Phase	4,6,7
Legal Lot Number	352
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	1
Census Block	1002
Census Tract	2014

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 BELLO RD, SANTA MARIA, CA 93455-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2004 · Amount on Record
Deed Sale	May 21, 2004 · Amount on Record
Deed Document Number	200454457
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1038 BELLO RD, SANTA MARIA, CA 93455-7405
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 BELLO RD, SANTA MARIA, CA 93455-7405

Mortgage

Document Number	0000016480
Date	Apr 1, 2022
Instrument	2022-0016480

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1038 BELLO RD, SANTA MARIA, CA 93455-7405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012482
Date	Mar 11, 2020
Instrument	2020-0012482

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Maria City
Elementary School District	Santa Maria-Bonita Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,069 (+2%) Land $246,530 Building $304,539
2025	$6,421.00 (+6.26%) Homeowner's exemption Additional exemption filed	$540,265 (+4.04%) Land $241,697 Building $298,568
2023	$6,043.00 (+1.7%) Homeowner's exemption Additional exemption filed	$519,287 Land $232,312 Building $286,975
2022	$5,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on Bello Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures