1038 Bay Ridge Rd, Madison, WI 53716 Property Records

Dane County property record for 1038 Bay Ridge Rd, Madison, WI 53716

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,000 sqft · built 1968
Lot Size	0.232 acres (10,123 sqft)
Owner	Owner Name on File
Tax Bill	$7,068 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0710-104-0316-2`

Property Details

APN / Parcel Number

Primary APN	`0710-104-0316-2`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,008 sqft
Finished Basement	600 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Terrain	Wooded
Garage Type	Basement
Garage Area	392 sqft
Driveway	Driveway
Driveway Area	144 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	196 sqft
Deck Area	407 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 BAY RIDGE RD
City	MADISON
State	WI
Zip	53716-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	BLUE ADDITION TO PAINTED POST ESTATES, LOT 6, BLK 2
Legal Range	10
Legal Township	07
Legal Section	10
Legal Subdivision	BLUE ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2002
Census Tract	3100

Owner

The current owner of 1038 Bay Ridge Rd acquired it in September 2012.

Source: Dane County records, as of January 22, 2026

Owner of Record	Owner Name on File
Mailing Address	1038 BAY RIDGE RD, MADISON, WI 53716-1511
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2012
Transfer Doc	0004912163
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1038 BAY RIDGE RD, MADISON, WI 53716-1511
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006069790
Date	Dec 15, 2025
Instrument	6069790

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1038 BAY RIDGE RD, MADISON, WI 53716-1511
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005804471
Date	Jan 11, 2022
Instrument	5804471

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2052

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1038 BAY RIDGE RD, MADISON, WI 53716-1511
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005792453
Date	Nov 29, 2021
Instrument	5792453

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2041

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1038 BAY RIDGE RD, MADISON, WI 53716-1511
Document Number	0005434465
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 BAY RIDGE RD MADISON WI 537161511, MADISON, WI 53716-1511

Mortgage

Document Number	0005434465
Date	Aug 16, 2018
Instrument	5434465

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,200 Land $86,200 Building $333,000
2024	$7,068.00		$419,200
2023		$382,800 Land $78,700 Building $304,100
2022	$6,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Bay Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Bay Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Four Lakes Broadband, Verizon.

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