1038 Applegate Ave, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 1038 Applegate Ave, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1948
Lot Size	0.058 acres (2,526 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2019)
Tax Bill	$5,644 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00414-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`04-00414-0000-00016`
Alternative APNs	`04 00006-0000-00019-C` `0400006000000019000C`

Interior

Building Area	832 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	90 ft deep x 5 ft wide

Location & Zoning

Old Parcel Number	0400006000000019C
Street Address	1038 APPLEGATE AVE
City	ELIZABETH
State	NJ
Zip	07202-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHMONT PARK
Legal Block	414
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2012
Census Tract	32002

Owner

1038 Applegate Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1038 APPLEGATE AVE, ELIZABETH, NJ 07202-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Grant Deed, Transfer · Conventional Mortgage POLISH & SLAVIC FCU
Dec 20, 2017	Grant Deed, Transfer · Conventional with PMI FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	2019319820
Deed Book / Page	6350 / 717
Prior Transfer Date	Feb 3, 1997
Prior Transfer Doc	0000036642
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 5, 2019
Property Address	1038 APPLEGATE AVE, ELIZABETH, NJ 07202-2402
Document Number	0063500717
Book / Page	006350 / 000717
Instrument Date	Dec 4, 2019
Instrument	319820
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	VITAL ABSTRACT LLC, VITAL ABS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 APPLEGATE AVE ELIZABETH NJ 072022402, ELIZABETH, NJ 07202-2402

Mortgage

Document Number	146250237
Date	Dec 5, 2019
Book Page	014625/000237
Instrument	682919

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 20, 2017
Property Address	1038 APPLEGATE AVE, ELIZABETH, NJ 07202-2402
Document Number	0062350257
Book / Page	006235 / 000257
Instrument Date	Dec 15, 2017
Instrument	294812
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	SAND LANE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 APPLEGATE AVE ELIZABETH NJ 072022402, ELIZABETH, NJ 07202-2402

Mortgage

Document Number	143810533
Date	Dec 20, 2017
Book Page	014381/000533
Instrument	650933

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Applegate Ave was $5,644, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,800 (-) Land $185,800 Building $94,000	$279,800 (-) Land $185,800 Building $94,000
2025	$5,644.00 (+4.85%)	$279,800 Land $185,800 Building $94,000	$279,800 Land $185,800 Building $94,000
2024	$5,383.00
2023		$21,600 Land $6,900 Building $14,700	$21,600 Land $6,900 Building $14,700
2022	$6,605.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1038 Applegate Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1038 Applegate Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 890 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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