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1038 8th St, Ramona, CA 92065 Property Records

San Diego County property record for 1038 8th St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 482 sqft · built 1945
Lot Size0.261 acres (11,352 sqft)
OwnerIndividual Name on File
Last Sale$231,000 (Apr 2015)
Tax Bill$3,155 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN284-250-12-00

Property Details

APN / Parcel Number

Primary APN284-250-12-00
Alternative APN
  • 6683701700

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area482 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area11,352 sqft (0.261 acres)

Location & Zoning

Old Parcel Number6683701700
Street Address1038 8TH ST
CityRAMONA
StateCA
Zip92065-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBLK 513 NWLY 55 FT OF SWLY 210 FT OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block513
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1002
Census Tract20813

Owner

Source: San Diego County records · APN 284-250-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1038 8TH ST, RAMONA, CA 92065-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 14, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2015 · Amount on Record
Deed SaleApr 27, 2015 · Amount on Record
Prior SaleSep 27, 2012 · Amount on Record
Deed Document Number2015204434
Prior Transfer DateApr 03, 2015
Prior Transfer Doc0000204435
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1038 8TH ST, RAMONA, CA 92065-2814
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 8TH ST, RAMONA, CA 92065-2814

Mortgage

Document Number0000360316
DateSep 12, 2022
Instrument2022-0360316
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2018
Property Address1038 8TH ST, RAMONA, CA 92065-2814
Document Number0000193345
Map ReferenceMAP 643
Instrument DateApr 19, 2018
Instrument2018-0193345
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 8TH ST, RAMONA, CA 92065-2814

Mortgage

Document Number0000193346
DateMay 14, 2018
Instrument2018-0193346
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$282,797 (+2%) Land $183,876 Building $98,921
2025$3,155.00 (+11.01%)$277,253 (+4.04%) Land $180,271 Building $96,982
2023$2,842.00 (-4.89%)$266,489 Land $173,272 Building $93,217
2022$2,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 175 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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