Polk County property record for 1038 290th Ave, Frederic, WI 54837
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20.9 acres (911,275 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-00136-1000 |
| Primary APN | 012-00136-1000 |
|---|
| Lot Area | 911,275 sqft (20.9 acres) |
|---|
| Street Address | 1038 290TH AVE |
|---|---|
| City | FREDERIC |
| State | WI |
| Zip | 54837-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF NW NE & THE N 500' OF THE W 80' E 1/2 NW NE |
| Jurisdiction | POLK WI |
| Township / Civil Division | BONE LAKE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 960100 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1038 290TH AVE, FREDERIC, WI 54837-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| May 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 1038 290TH AVE, FREDERIC, WI 54837-5009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000921427 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 921427 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 1038 290TH AVE, FREDERIC, WI 54837-5009 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000917097 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 917097 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 12.2% |
| Index | 3-Year CMT |
| Margin | 2 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 1038 290TH AVE, FREDERIC, WI 54837-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 891904 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 891904 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 15, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 1038 290TH AVE, FREDERIC, WI 54837-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 889151 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 889151 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| County Subdivision | Bone Lake Town |
| Unified School District | Frederic School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 (+0.16%) Homeowner's exemption | $211,700 (-) Land $42,700 Building $169,000 | $365,600 (+8.74%) Land $73,742 Building $291,858 |
| 2023 | $3,124.00 Homeowner's exemption | $211,700 Land $42,700 Building $169,000 | $336,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
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