1038 20th St, Okeechobee, FL 34974 Property Records

Glades County property record for 1038 20th St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,158 sqft · built 1988
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2022)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`S36-38-34-012-0000-0960`

Property Details

APN / Parcel Number

Primary APN	`S36-38-34-012-0000-0960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,158 sqft Heated Area
Gross Area	1,890 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Architectural Style	Mobile/Manufactured
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Porch	Porch
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1038 20TH ST
City	OKEECHOBEE
State	FL
Zip	34974-0203
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 96 BUCKHEAD RIDGE-5TH ADD UNIT 3 GC PB 3 PGS 46 + 47
Legal Range	34E
Legal Township	38S
Legal Section	35
Legal Subdivision	BUCKHEAD RIDGE SUB
Legal Lot Number	96
Legal Unit	3
Jurisdiction	GLADES FL
Township / Civil Division	NORTHEAST GLADES
Census Block Group	1
Census Block	1022
Census Tract	100

Owner

Source: Glades County records · APN S36-38-34-012-0000-0960

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2018 W PRIVATE ROAD 1080 N, BRAZIL, IN 47834-7931
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2022 · Amount on Record
Deed Sale	Sep 02, 2022 · Amount on Record
Deed Document Number	202222002789
Deed Book / Page	386 / 781
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Sep 02, 2022
Property Address	1038 20TH ST, OKEECHOBEE, FL 34974-0203
Document Number	0022002789
Book / Page	386 / 781
Map Reference	MB 3 PG 46&47
Instrument Date	Aug 31, 2022
Instrument	202222002789
Transaction Type	Transfer
Record Updated	Oct 06, 2022
Title Company	TITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20234 RING RD, 20234, FOUNTAIN, FL 32438-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 W PRIVATE ROAD 1080 N, BRAZIL, IN 47834-7931

Mortgage

Document Number	0000000083
Date	Sep 02, 2022
Instrument	386/783

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,525.00 (-0.75%)	$135,391 (-1.31%)	$135,391 (-1.31%) Land $56,000 Building $79,391
2024	$2,544.00 (-10.74%)	$137,193 (-9.96%)	$137,193 (-9.96%) Land $37,100 Building $100,093
2023	$2,850.00 (+94.54%)	$152,365 (+75.58%)	$152,365 (+75.58%) Land $39,697 Building $112,668
2022	$1,465.00	$86,780	$86,780 Land $37,824 Building $48,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Glades County (12043C), updated February 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120430001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 235 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.