1038 12th St NE, Hickory, NC 28601 Property Records

Catawba County property record for 1038 12th St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,818 sqft · built 1930
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jun 2026)
Tax Bill	$49 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3713-14-33-3327`

Property Details

APN / Parcel Number

Primary APN	`3713-14-33-3327`
Alternative APN	`0033112`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	2,100 sqft
Basement Area	348 sqft
Unfinished Basement	348 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 12TH ST NE
City	HICKORY
State	NC
Zip	28601-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ACCT# 159700273 MAP 057H -03-007- -0 RENTAL HOUSE FIREPLACE CLOSED
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	3
Census Block	3023
Census Tract	10402

Owner

1038 12th St NE is owned by an individual who bought it in June 2026.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1036 12TH ST NE, HICKORY, NC 28601-4114
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Aug 29, 2025 · Amount on File
Deed Document Number	202613007
Deed Book / Page	4030 / 1404
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 29, 2026
Property Address	1038 12TH ST NE, HICKORY, NC 28601-4114
Document Number	0000013007
Book / Page	4030 / 1404
Instrument Date	Jun 23, 2026
Instrument	202613007
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013008,
Date	Jun 29, 2026
Instrument	202613008

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1038 12th St NE was $49, down 96.8% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,400 (-93.14%) Land $12,400
2025	$49.00 (-96.82%)	$180,800 Land $12,400 Building $168,400
2024	$1,543.00
2023	$1,543.00	$180,800 Land $12,400 Building $168,400	$12,400 Land $12,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1038 12th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 12th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20