10379 109th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10379 109th Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1956
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2023)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7001-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7001-1`
Alternative APNs	`15-30-15-79686-000-1620` `301515796860001620` `R164305`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
Gross Area	1,195 sqft
1st Floor Area	1,129 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Deck Area	Deck Area
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164305
Street Address	10379 109TH AVE
City	LARGO
State	FL
Zip	33773-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 162
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	162
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2004
Census Tract	25114

Owner

10379 109th Ave is owned and occupied by an individual who bought it in July 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10379 109TH AVE, LARGO, FL 33773-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Feb 21, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	2023196433
Deed Book / Page	22518 / 2595
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10379 109TH AVE, LARGO, FL 33773-4108
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10379 1 9TH AVE, LARGO, FL 33773

Mortgage

Document Number	0234840001
Date	Mar 11, 2026
Book Page	23484/1
Instrument	2026066605

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOORESTOWN, NJ 08057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 28, 2023
Property Address	10379 109TH AVE, LARGO, FL 33773-4108
Document Number	0225182595
Book / Page	22518 / 2595
Map Reference	MB 38 PG 54
Instrument Date	Jul 26, 2023
Instrument	2023196433
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8220 112TH ST # ST209, ST209, SEMINOLE, FL 33772-4281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10379 109TH AVE, LARGO, FL 33773-4108

Mortgage

Document Number	0225182597
Date	Jul 28, 2023
Instrument	22518/2597

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 21, 2017
Property Address	10379 109TH AVE, LARGO, FL 33773-4108
Document Number	0195271667
Book / Page	019527 / 001667
Instrument Date	Feb 14, 2017
Instrument	56455
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	INTEGRITY TITLE AND GUARANTY, INTEGRITY TITLE & GUARANTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10379 109TH AVE LARGO FL 337734108, LARGO, FL 33773-4108

Mortgage

Document Number	195271669
Date	Feb 21, 2017
Book Page	019527/001669
Instrument	56456

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10379 109th Ave was $3,640 with a homeowner's exemption, up 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+5.88%) Homeowner's exemption	$236,848 Land $98,824 Building $138,024	$236,848 Land $98,824 Building $138,024
2024	$3,438.00 (+162.84%)
2023	$1,308.00 (-1.8%) Homeowner's exemption Widower's exemption	$120,274 (+3%)	$167,731 (+12.34%) Land $117,143 Building $50,588
2022	$1,332.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$116,771	$149,301 Land $110,923 Building $38,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10379 109th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10379 109th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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