10378 Lozano Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10378 Lozano Ln, Cupertino, CA 95014

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,023 sqft · built 2003
Lot Size	0.038 acres (1,637 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (Jul 2008)
Tax Bill	$16,779 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`369-32-068`

Property Details

APN / Parcel Number

Primary APN	`369-32-068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,023 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	825 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	1,637 sqft (0.038 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10378 LOZANO LN
City	CUPERTINO
State	CA
Zip	95014-6607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B2
Legal Description	TRACT 9405 CAMPO DE LOZANO BOOK 749 PAGE 8 PAGE 10 LOT 8
Legal Subdivision	CAMPO DE LOZANO
Legal Tract	9405
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	508005

Owner

10378 Lozano Ln, a condominium, is owned and occupied by two individuals who acquired it in January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10378 LOZANO LN, CUPERTINO, CA 95014-6607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIGER LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2008 · Amount on File
Deed Sale	Jul 18, 2008 · Amount on File
Prior Sale	May 26, 2004 · Amount on File
Deed Document Number	200819923176
Last Transfer Date	Jan 21, 2021
Transfer Doc	0024801376
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10378 LOZANO LN, CUPERTINO, CA 95014-6607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024197841
Date	Jun 7, 2019
Instrument	24197841

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 26, 2021
Property Address	10378 LOZANO LN, CUPERTINO, CA 95014-6607
Document Number	0024801376
Map Reference	MB 749 PG 8-10
Instrument Date	Jan 21, 2021
Instrument	24801376
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10378 LOZANO LN, CUPERTINO, CA 95014-6607

Mortgage

Document Number	0024801377
Date	Jan 26, 2021
Instrument	24801377

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10378 LOZANO LN, CUPERTINO, CA 95014-6607
Document Number	0023948790
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10378 LOZANO LN CUPERTINO CA 950146607, CUPERTINO, CA 95014-6607

Mortgage

Document Number	0023948790
Date	Jun 5, 2018
Instrument	23948790

Lender

Name	TIGER LNS INC
Address	IRVINE, CA 92620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10378 Lozano Ln was $16,779 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,385,748 (+2%) Land $692,874 Building $692,874
2025	$16,779.00 Homeowner's exemption	$1,358,578 Land $679,289 Building $679,289
2023	$16,165.00 (+0.66%) Homeowner's exemption	$1,305,824 Land $652,912 Building $652,912
2022	$16,059.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10378 Lozano Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10378 Lozano Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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