10375 Windemere, Carmel, IN 46032 Property Records

Hamilton County property record for 10375 Windemere, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,027 sqft · built 2002
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Tax Bill	$15,566 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-009-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-009-016.000-018`
Alternative APNs	`291309009016000034` `1713090009016000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	7,027 sqft Living Area
1st Floor Area	3,247 sqft
2nd Floor Area	1,345 sqft
Basement Area	3,247 sqft
Finished Basement	2,435 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	211 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713090009016000
Old Parcel Number	291309009016000034
Street Address	10375 WINDEMERE
City	CARMEL
State	IN
Zip	46032-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .69, SECTION 9, TOWNSHIP 17, RANGE 3, WINDEMERE, SECTION 5, LOT 89, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	WINDEMERE SEC 5
Legal Block	5
Legal Lot Number	89
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10375 WINDEMERE, CARMEL, IN 46032-8594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Dec 24, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021
Deed Sale	Sep 3, 2021
Prior Sale	Aug 28, 2017
Deed Document Number	2021064941
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10375 WINDEMERE, CARMEL, IN 46032-8594
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 WINDEMERE, CARMEL, IN 46032-8594

Mortgage

Document Number	0000048774
Date	Dec 29, 2023
Instrument	2023048774

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 8, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 3, 2021
Property Address	10375 WINDEMERE, CARMEL, IN 46032-8594
Document Number	2021064941
Map Reference	CAB 2 SL 41
Instrument Date	Aug 31, 2021
Instrument	2021064941
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 WINDEMERE, CARMEL, IN 46032-8594

Mortgage

Document Number	2021064942
Date	Sep 3, 2021
Instrument	2021064942

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Margin	3
Max Rate	7.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10375 WINDEMERE, CARMEL, IN 46032-8594
Document Number	0000066699
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIRST TITLE INC/IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 WINDEMERE CARMEL IN 460328594, CARMEL, IN 46032-8594

Mortgage

Document Number	0000066699
Date	Dec 31, 2019
Instrument	66699

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 28, 2017
Property Address	10375 WINDEMERE, CARMEL, IN 46032-8594
Document Number	0000041774
Instrument Date	Aug 24, 2017
Instrument	41774
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 WINDEMERE CARMEL IN 460328594, CARMEL, IN 46032-8594

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,506,800 (+12%) Land $323,600 Building $1,183,200	$1,506,800 (+12%) Land $323,600 Building $1,183,200
2024	$15,566.00 (+22.39%)	$1,345,300 (+22.6%) Land $323,600 Building $1,021,700	$1,345,300 (+22.6%) Land $323,600 Building $1,021,700
2023	$12,718.00 (+1.96%) Homeowner's exemption	$1,097,300 (+2.64%) Land $323,600 Building $773,700	$1,097,300 (+2.64%) Land $323,600 Building $773,700
2022	$12,474.00 Homeowner's exemption	$1,069,100 Land $152,600 Building $916,500	$1,069,100 Land $152,600 Building $916,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Spectrum.

Nearby Properties on Windemere

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures