Charles County property record for 10375 Stone Pine Ave, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,976 sqft · built 2010 |
| Lot Size | 0.187 acres (8,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Apr 2019) |
| Tax Bill | $14,647 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-349501 |
| Primary APN | 06-349501 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,976 sqft Living Area |
| Gross Area | 4,456 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,126 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 349501 |
|---|---|
| Street Address | 10375 STONE PINE AVE |
| City | WALDORF |
| State | MD |
| Zip | 20603-5795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 2 BLK A PH 2 PINEY GROVE SUB |
| Legal Subdivision | PINEY GROVE SUB |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP |
| May 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE DEPARTMENT OF HOUSING AND COMMUNITY |
| Dec 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 3, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Dec 1, 2011 · Amount on Record |
| Deed Book / Page | 10588 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 1411000084 |
| Book / Page | 14113 / 84 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Investor | Possibly a Property Investor |
| Document Number | 1411000084, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 14113/84 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | May 1, 2049 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Investor | Possibly a Property Investor |
| Document Number | 0129590464 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 12959/464 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0106510322 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 10651/322 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0106510345 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 10651/345 |
| Name | THE DEPARTMENT OF HOUSING AND COMMUNITY |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 0122790135 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 12279/135 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 3, 2019 |
| Property Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 0105880042 |
| Book / Page | 10588 / 042 |
| Map Reference | MB 58 PG 394-396 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10375 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Investor | Possibly a Property Investor |
| Document Number | 0010588049 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 10588/049 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,600 (+6.16%) | $568,800 (-) Land $125,200 Building $443,600 | |
| 2025 | $14,647.00 (+139.68%) Homeowner's exemption | $506,400 (+13.95%) | $568,800 (+19.7%) Land $125,200 Building $443,600 |
| 2023 | $6,111.00 Homeowner's exemption | $444,400 | $475,200 Land $125,200 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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