10374 Old Trail Rd, Grayling, MI 49738 Property Records

Crawford County property record for 10374 Old Trail Rd, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1971
Lot Size	0.495 acres (21,560 sqft)
Owner	Trust Name on File
Last Sale	$214,000 (May 2015)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-45-380-00-008-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-380-00-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modular
Lot Area	21,560 sqft (0.495 acres)
Lot Width	1 ft Width
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10374 OLD TRAIL RD
City	GRAYLING
State	MI
Zip	49738-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 8, HARBOR BEACH SEC 8, T26N R4W
Legal Range	04W
Legal Township	26N
Legal Section	08
Legal Subdivision	HARBOR BEACH
Legal Lot Number	8
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	3
Census Block	3044
Census Tract	960200

Owner

10374 Old Trail Rd is owner-occupied and held in a trust since March 2019.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 574, DIMONDALE, MI 48821-0574
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Apr 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on File
Deed Sale	May 21, 2015 · Amount on File
Prior Sale	May 14, 2004 · Amount on File
Deed Document Number	201557033
Deed Book / Page	722 / 763
Last Transfer Date	Mar 27, 2019
Transfer Doc	000739/138
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10374 OLD TRAIL RD, GRAYLING, MI 49738-8927
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10374 OLD TRAIL RD, GRAYLING, MI 49738-8927

Mortgage

Document Number	0000000751/0000000853
Date	Jan 7, 2021
Book Page	0000000751/0000000853

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Apr 3, 2019
Property Address	10374 OLD TRAIL RD, GRAYLING, MI 49738-8927
Document Number	739/138
Book / Page	739 / 138
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10374 Old Trail Rd was $2,750 with a homeowner's exemption.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,500 (+3.79%) Land $17,500 Building $144,000	$323,000 (+3.79%) Land $35,000 Building $288,000
2025	$2,750.00 Homeowner's exemption	$155,600 Land $17,500 Building $138,100	$311,200 Land $35,000 Building $276,200
2023		$113,600 Land $17,500 Building $96,100	$227,200 Land $35,000 Building $192,200
2022	$2,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10374 Old Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10374 Old Trail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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