10372 Sandy Cove Way, Santee, CA 92071 Property Records

San Diego County property record for 10372 Sandy Cove Way, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,016 sqft · built 2024
Owner2 Individual Names on Record
Last Sale$947,000 (Oct 2024)
Tax Bill$12,445 (2025)
Deeds & MortgagesDec 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN381-760-61-00

Property Details

APN / Parcel Number

Primary APN381-760-61-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10372 SANDY COVE WAY
CitySANTEE
StateCA
Zip92071-2742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal DescriptionLOT 61 TR 016462
Legal SubdivisionWALKER TRLS TM 2016-1
Legal Tract016462
Legal Block2
Legal Lot Number61
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract16615

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10372 SANDY COVE WAY, SANTEE, CA 92071-2742
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2024 · Amount on Record
Deed SaleOct 25, 2024 · Amount on Record
Deed Document Number2024293121
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10372 SANDY COVE WAY, SANTEE, CA 92071-2742
Transaction TypeMortgage
Record UpdatedDec 29, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000347217
DateDec 19, 2023
Instrument2023-0347217
Lender
NameSUNWEST BANK
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$965,501 (+2%) Land $484,500 Building $481,001
2025$12,445.00 (+427.11%)$946,570 (+885.85%) Land $475,000 Building $471,570
2023$2,361.00 (-2.03%)$96,016 Land $96,016
2022$2,410.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

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