10372 138th St, Largo, FL 33774 Property Records

Pinellas County property record for 10372 138th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1972
Lot Size	0.215 acres (9,378 sqft)
Owner	2 Company Names on Record
Last Sale	$386,900 (Aug 2019)
Tax Bill	$8,732 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0844-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0844-9`
Alternative APNs	`18-30-15-46377-000-0060` `301518463770000060` `153018463770000060` `R191425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,854 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,378 sqft (0.215 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	245 sqft
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191425
Street Address	10372 138TH ST
City	LARGO
State	FL
Zip	33774-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KENWOOD GROVES LOT 6
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	KENWOOD GROVES
Legal Tract	46377
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2006
Census Tract	25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1200 NW 108TH CT, KANSAS CITY, MO 64155-2799
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 28, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITRUS BANK
Aug 15, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	2019260725
Deed Book / Page	20655 / 1481
Last Transfer Date	Jan 13, 2026
Transfer Doc	0234302600
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 23, 2026
Property Address	10372 138TH ST, LARGO, FL 33774-5316
Document Number	0234302600
Book / Page	23430 / 2600
Map Reference	MB 64 PG 91
Instrument Date	Jan 13, 2026
Instrument	2026018817
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 NW 108TH CT, KANSAS CITY, MO 64155-2799

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1200 NW 108TH CT, KANSAS CITY, MO 64155-2799

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10372 138TH ST, LARGO, FL 33774-5316
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10372 138TH ST, LARGO, FL 33774-5316

Mortgage

Document Number	0220380262
Date	Apr 28, 2022
Book Page	22038/262
Instrument	2022134021

Lender

Name	FIRST CITRUS BANK
Type	Bank
Address	TAMPA, FL 33618

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 15, 2019
Property Address	10372 138TH ST, LARGO, FL 33774-5316
Document Number	0206551481
Book / Page	020655 / 001481
Instrument Date	Aug 12, 2019
Instrument	260725
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,708.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10372 138TH ST LARGO FL 337745316, LARGO, FL 33774-5316

Mortgage

Document Number	206551483
Date	Aug 15, 2019
Book Page	020655/001483
Instrument	260726

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,732.00 (+7.95%)	$493,047 (+1.5%) Land $176,414 Building $316,633	$493,047 (+1.5%) Land $176,414 Building $316,633
2024	$8,089.00 (+6.14%)
2023	$7,621.00 (+15.43%)	$485,760 (+17.51%)	$485,760 (+17.51%) Land $231,517 Building $254,243
2022	$6,602.00	$413,383	$413,383 Land $220,154 Building $193,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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