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1037 Wrather Rd, Almo, KY 42020 Property Records

Calloway County property record for 1037 Wrather Rd, Almo, KY 42020

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size47 acres (2,047,320 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jan 2010)
Tax Bill$3,284 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN039-0-0010

Property Details

APN / Parcel Number

Primary APN039-0-0010
Alternative APN
  • 14217

Exterior

Lot Area2,047,320 sqft (47 acres)

Location & Zoning

Account Number14217
Street Address1037 WRATHER RD
CityALMO
StateKY
Zip42020-9219
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description1037 WRATHER ROAD
JurisdictionCALLOWAY KY
Township / Civil DivisionKIRKSEY
Census Block Group2
Census Block2089
Census Tract10200

Owner

Source: Calloway County records · APN 039-0-0010

Assessment roll updated November 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1037 WRATHER RD, ALMO, KY 42020-9219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FINANCIAL SERVICES BANK
Nov 16, 2022Deed of Trust, Mortgage · Line of Credit
THE MURRAY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2010 · Amount on Record
Deed SaleJan 26, 2010 · Amount on Record
Deed Document Number535686
Deed Book / Page0818 / 579
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address1037 WRATHER RD, ALMO, KY 42020-9219
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001272/181
DateSep 08, 2020
Book Page1272/181
Instrument643481
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressBENTON, KY 42025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address1037 WRATHER RD, ALMO, KY 42020-9219
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1037 WRATHER RD, ALMO, KY 42020-9219

Mortgage

Document Number001395/732
DateNov 16, 2022
Book Page1395/732
Instrument662080
Lender
NameTHE MURRAY BANK
TypeBank
AddressMURRAY, KY 42071
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 20, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,284.00 (-1.68%)$369,000 (-)$369,000 (-)
2023$3,340.00$369,000$369,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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