1037 W 21st St, Merced, CA 95340 Property Records

Merced County property record for 1037 W 21st St, Merced, CA 95340 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1936
Lot Size	0.169 acres (7,360 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit Sep 2017 Transfer
Flood Zone	Zone AO (high risk)
APN	`030-242-014-000`

Property Details

APN / Parcel Number

Primary APN	`030-242-014-000`
Alternative APN	`030-242-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Other
Lot Area	7,360 sqft (0.169 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	030-242-014
Street Address	1037 W 21ST ST
City	MERCED
State	CA
Zip	95340-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOTS 21&22 BLK 92
Legal Subdivision	MERCED
Legal Block	92
Legal Lot Number	21,22
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2025
Census Tract	1301

Owner

Source: Merced County records · APN 030-242-014-000

Assessment roll updated July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	561 W 8TH ST, MERCED, CA 95341-6022
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Grant Deed, Transfer · Line of Credit CHAMPIONS FUNDING LLC
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Mar 15, 2016 · Amount on Record
Deed Document Number	202613083
Prior Transfer Date	Mar 03, 2016
Prior Transfer Doc	0000008503
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 21, 2026
Property Address	1037 W 21ST ST, MERCED, CA 95340-3508
Document Number	0000013083
Instrument Date	Dec 02, 2025
Instrument	202613083
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30,552.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	561 W 8TH ST, MERCED, CA 95341-6022

Mortgage

Document Number	0000013084,
Date	May 21, 2026
Instrument	202613084

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2017
Property Address	1037 W 21ST ST, MERCED, CA 95340-3508
Document Number	0000031192
Instrument Date	Sep 21, 2017
Instrument	31192
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1037 W 21ST ST MERCED CA 953403508, MERCED, CA 95340-3508

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,701.00 (+7.25%)	$152,262 (+4.04%) Land $39,592 Building $112,670
2023	$1,586.00 (+1.41%)	$146,351 Land $38,055 Building $108,296
2022	$1,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 130 individual NFIP policies nearby
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023, other causes
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Ayera Technologies, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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