1037 Valley Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 1037 Valley Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,725 sqft · built 2007
Lot Size	0.237 acres (10,364 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2019)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9685-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9685-2`
Alternative APN	`04-3N-23-1843-0004-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Heated Area
Gross Area	2,364 sqft
1st Floor Area	1,725 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,364 sqft (0.237 acres)
Garage Type	Finished
Garage Area	504 sqft
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1037 VALLEY RD
City	CRESTVIEW
State	FL
Zip	32539-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE S/D LOTS 14 & 15 BLK 13 OAKDALE MIN/FARMS LOT 8 BLK 4
Legal Range	23
Legal Township	03N
Legal Section	04
Legal Subdivision	OAKDALE M/F RESUB LOTS 14
Legal Block	4,13
Legal Lot Number	14,15 15
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1006
Census Tract	20400

Owner

Source: Okaloosa County records · APN C56-000-598-9685-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1037 VALLEY RD, CRESTVIEW, FL 32539-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Jun 03, 2011 · Amount on Record
Deed Document Number	3312657
Deed Book / Page	3424 / 4116
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 18, 2019
Property Address	1037 VALLEY RD, CRESTVIEW, FL 32539-6928
Document Number	0034244116
Book / Page	3424 / 4116
Map Reference	MB 2 PG 119
Instrument Date	Oct 11, 2019
Instrument	3312657
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 STATE ROUTE 14, 3620, ROOTSTOWN, OH 44272-9793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 VALLEY RD, CRESTVIEW, FL 32539-6928

Mortgage

Document Number	0034244119
Date	Oct 18, 2019
Instrument	3424-4119

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,315.00 (+7%) Homeowner's exemption	$161,320 (+5.99%)	$211,700 (-5.26%) Land $21,129 Building $190,571
2023	$1,229.00 (+2.76%) Homeowner's exemption	$152,208 (+3%)	$223,445 (+6.4%) Land $17,951 Building $205,494
2022	$1,196.00 Homeowner's exemption	$147,775	$210,006 Land $16,777 Building $193,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · other causes

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.