Harford County property record for 1037 Thomas Run Rd, Bel Air, MD 21015
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,596 sqft · built 1984 |
| Lot Size | 21.8 acres (949,608 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,791 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-043002 |
| Primary APN | 03-043002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,596 sqft Total Area |
| Basement Area | 729 sqft |
| Finished Basement | 729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 949,608 sqft (21.8 acres) |
| Garage Type | Basement |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,000 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 536 sqft |
| Deck Area | 558 sqft |
| Patio Area | 350 sqft |
| Shed | 1 Shed |
| Shed Area | 5,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 043002 |
|---|---|
| Street Address | 1037 THOMAS RUN RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LOT 4 21.80 AC 1037 THOMAS RUN ROAD LD HANKS PT 127/34 |
| Legal Subdivision | THOMAS RUN |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1037 THOMAS RUN RD, BEL AIR, MD 21015-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 11, 2020 | Quit Claim Deed, Transfer SANCTUARY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 31, 2020 |
| Transfer Doc | 0143310445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1037 THOMAS RUN RD, BEL AIR, MD 21015-1210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 1037 THOMAS RUN RD, BEL AIR, MD 21015-1210 |
| Document Number | 0156370460 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 15637/460 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1037 THOMAS RUN RD, BEL AIR, MD 21015-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0124970436 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 12497/0436 |
| Instrument | 12497-0436 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 11, 2020 |
| Property Address | 1037 THOMAS RUN RD, BEL AIR, MD 21015-1210 |
| Document Number | 0143310445 |
| Book / Page | 014331 / 000445 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | SANCTUARY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1037 THOMAS RUN RD BEL AIR MD 210151210, BEL AIR, MD 21015-1210 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,791.00 (+10.81%) Homeowner's exemption | $709,400 (+2.86%) | $748,800 (+8.57%) Land $167,300 Building $581,500 |
| 2025 | $7,031.00 (+2.55%) Homeowner's exemption | $689,700 (+6.83%) Land $167,300 Building $522,400 | $689,700 (-) Land $167,300 Building $522,400 |
| 2023 | $645,633 | $689,700 Land $167,300 Building $522,400 | |
| 2022 | $6,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures