1037 Smith Ave, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 1037 Smith Ave, Harrisonburg, VA 22802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1984
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,288 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048 C 13`

Property Details

APN / Parcel Number

Primary APN	`048 C 13`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	2 sqft
Driveway	Asphalt Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Deck Area	156 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1037 SMITH AVE
City	HARRISONBURG
State	VA
Zip	22802-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	QUADRANT 2 SWS SMITH ST
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1003
Census Tract	402

Owner

1037 Smith Ave is owned and occupied by an individual.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1037 SMITH AVE, HARRISONBURG, VA 22802-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	1037 SMITH AVE, HARRISONBURG, VA 22802-2324
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005649/434
Date	Dec 5, 2022
Book Page	5649/434
Instrument	2022-28992

Lender

Name	PARK VIEW FCU
Type	Credit Union
Address	HARRISONBURG, VA 22802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	1037 SMITH AVE, HARRISONBURG, VA 22802-2324
Transaction Type	Mortgage
Record Updated	Apr 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4978/538
Date	Mar 14, 2018
Book Page	4978/538
Instrument	2018-00006537

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1037 Smith Ave was $3,288.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,288.00	$325,600 (+2.55%) Land $94,000 Building $231,600	$325,600 (+2.55%) Land $94,000 Building $231,600
2025		$317,500 Land $93,500 Building $224,000	$317,500 Land $93,500 Building $224,000
2024	$3,151.00 (+11.19%)
2023	$2,834.00	$295,300 Land $93,500 Building $201,800	$295,300 Land $93,500 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 Smith Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 Smith Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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