1037 Shadows Dr, Front Royal, VA 22630 Property Records

Warren County property record for 1037 Shadows Dr, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,640 sqft · built 2016
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on Record
Last Sale$346,175 (Nov 2016)
Tax Bill$3,720 (2026)
Deeds & MortgagesJun 2026 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12/J/2/66

Property Details

APN / Parcel Number

Primary APN12/J/2/66
Alternative APN
  • 32058

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area4,653 sqft
1st Floor Area1,104 sqft
Basement Area498 sqft
Finished Basement498 sqft
Unfinished Basement1,104 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,000 sqft (0.367 acres)
TerrainRolling
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area337 sqft
Deck Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number32058
Old Parcel Number12J 2 66
Street Address1037 SHADOWS DR
CityFRONT ROYAL
StateVA
Zip22630-6999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionL 66 BLUE RIDGE SHADOWS PH 2 FROM TR B LR05-13598
Legal SubdivisionNORTH RIVER-COUNTY
Legal Phase2
Legal TractB
Legal Lot Number66
JurisdictionWARREN VA
Township / Civil DivisionNORTH RIVER
Census Block Group2
Census Block2010
Census Tract20200

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1037 SHADOWS DR, FRONT ROYAL, VA 22630-6999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CBM MORTGAGE INC
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CBM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2016 · Amount on Record
Deed SaleNov 22, 2016 · Amount on Record
Deed Document Number20166207
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Recording DateJun 8, 2026
Property Address1037 SHADOWS DR, FRONT ROYAL, VA 22630-6999
Document Number0000002781
Instrument DateJun 2, 2026
Instrument20262781
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1037 SHADOWS DR, FRONT ROYAL, VA 22630-6999

Mortgage

Document Number0000002781,
DateJun 8, 2026
Instrument20262781
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address1037 SHADOWS DR, FRONT ROYAL, VA 22630-6999
Transaction TypeMortgage
Record UpdatedDec 6, 2021
Title CompanyQUALITY TITLE INC, QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210010030
DateNov 19, 2021
Instrument210010030
Lender
NameCBM MORTGAGE INC
TypeMortgage Company
AddressFRONT ROYAL, VA 22630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address1037 SHADOWS DR, FRONT ROYAL, VA 22630-6999
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEAR TTL ESCROW & SETMNT LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200004343
DateJul 10, 2020
Instrument200004343
Lender
NameCBM MORTGAGE INC
TypeMortgage Company
AddressFRONT ROYAL, VA 22630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,720.00 (+18.81%)$653,800 (-) Land $74,300 Building $579,500
2025$3,131.00 (+16.26%)$653,800 (+18.94%) Land $74,300 Building $579,500$653,800 (+18.94%) Land $74,300 Building $579,500
2024$2,693.00$549,700 (-) Land $80,500 Building $469,200$549,700 (-) Land $80,500 Building $469,200
2023$549,700 Land $80,500 Building $469,200$549,700 Land $80,500 Building $469,200
2022$2,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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