1037 SE 9th St, Stuart, FL 34996 Property Records

Martin County property record for 1037 SE 9th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1981
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Aug 2020)
Tax Bill	$5,279 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-025-002-0018.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-025-002-0018.0-7-0000`
Alternative APNs	`03-38-41-025-002-00180-7` `20936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,308 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1037 SE 9TH ST
City	STUART
State	FL
Zip	34996-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE CHARLOTTE ST LUCIE EST E 24.23 OF LOT 18 ALL LOT 19 & W 8.47 OF LOT 20 BLK 2
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	LAKE CHARLOTTE
Legal Block	2
Legal Lot Number	18
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

Source: Martin County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13613 SW BALLY DR, PORT SAINT LUCIE, FL 34987-5804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	20202833902
Deed Book / Page	3152 / 2669
Prior Transfer Date	Apr 4, 2005
Prior Transfer Doc	0020012038
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1037 SE 9TH ST, STUART, FL 34996-4160
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13613 SW BALLY DR, PORT SAINT LUCIE, FL 34987-5804

Mortgage

Document Number	0035512216
Date	Mar 3, 2026
Book Page	3551/2216
Instrument	3173080

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1037 SE 9TH ST, STUART, FL 34996-4160
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 SE 9TH ST, STUART, FL 34996-4160

Mortgage

Document Number	0033420515
Date	Oct 21, 2022
Book Page	3342/515
Instrument	2985989

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2037

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2020
Property Address	1037 SE 9TH ST, STUART, FL 34996-4160
Document Number	0031522669
Book / Page	3152 / 2669
Map Reference	MB 1 PG36
Instrument Date	Aug 20, 2020
Instrument	2833902
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SE PALERMO CT # 515, 55, STUART, FL 34994-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 SE 9TH ST, STUART, FL 34996-4160

Mortgage

Document Number	0031522670
Date	Aug 25, 2020
Instrument	3152/2670

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,570 (+24.67%) Land $183,430 Building $210,140	$393,570 (+2.4%) Land $183,430 Building $210,140
2024	$5,279.00 (+2.23%)
2023	$5,164.00 (+3.45%) Additional exemption filed	$315,691 (+3%)	$384,360 (+7.27%) Land $183,430 Building $200,930
2022	$4,992.00 Homeowner's exemption	$306,497	$358,320 Land $194,430 Building $163,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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