1037 Saint Stephens Rd, Mobile, AL 36610 Property Records

Mobile County property record for 1037 Saint Stephens Rd, Mobile, AL 36610

Property Summary

Property Type	Service Shop (TV, Radio, Electric, Plumbing)
Details	4 ba · 4,900 sqft · built 1966
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R022902440008344`

Property Details

APN / Parcel Number

Primary APN	`R022902440008344`
Alternative APNs	`29 02 44 0 008 344.XXX` `00650691` `650691`

Interior

Full Baths	4 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	4,900 sqft Living Area
1st Floor Area	4,900 sqft
Upper Floors Area	360 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Unfinished
Overhead Door	Overhead Door

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1983
Exterior Material	Metal
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	Deck Area
Canopy	18,960 sqft
Utility Building	192 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	650691
Street Address	1037 SAINT STEPHENS RD
City	MOBILE
State	AL
Zip	36610-3651
Property Category	Commercial
Property Type	Commercial > Retail > Service Shop (TV, Radio, Electric, Plumbing)
Legal Description	BEG AT THE INTERSECTION OF THE PRESENT S/ROW/L OF ST STEPHENS RD & THE E/ROW/L OF GARRISON AVENUE *(FORMER LY ALLEY NO. 3) IN
Legal Range	04S
Legal Township	04S
Legal Section	44
Legal Subdivision	ST STEPHENS
Legal Lot Number	7
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1000
Census Tract	3902

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1721 PRINCETON WOODS DR W, MOBILE, AL 36618-3259
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2003
Deed Sale	Aug 29, 2003
Prior Sale	Apr 24, 2003
Deed Document Number	200377599
Deed Book / Page	5446 / 1678
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	1037 SAINT STEPHENS RD, MOBILE, AL 36610-3651
Document Number	0000010467
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2568 SAINT STEPHENS RD MOBILE AL 366173524, MOBILE, AL 36617-3524

Mortgage

Document Number	0000010467
Date	Feb 23, 2017
Book Page	007480/000256
Instrument	10467

Lender

Name	COMMONWEALTH NAT'L BK
Type	Bank
Address	MOBILE, AL 36617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Prichard City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,147.00 (+29.84%)	$64,460 (-) Land $20,360 Building $44,100	$322,300 (-) Land $101,800 Building $220,500
2024	$3,964.00 (+60.29%)	$64,460 (+60.27%) Land $20,360 Building $44,100	$322,300 (+60.27%) Land $101,800 Building $220,500
2023	$2,473.00	$40,220 Land $13,500 Building $26,720	$201,100 Land $67,500 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2005)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRICHARD WATER WORKS BOARD serves 29,190 people · EPA ID AL0001015
Water Source	Purchased surface water from CITY OF MOBILE, BD. OF W&S COMM. OF THE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20