1037 S Spruce Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 1037 S Spruce Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1978
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2002)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0128-331-50-0000`

Property Details

APN / Parcel Number

Primary APN	`0128-331-50-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	2,043 sqft
1st Floor Area	1,443 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	470 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1037 S SPRUCE AVE
City	RIALTO
State	CA
Zip	92376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9097 LOT 4
Legal Subdivision	TRACT NO 9097
Legal Tract	9097
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2003
Census Tract	3605

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1037 S SPRUCE AVE, BLOOMINGTON, CA 92316-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 10, 2017	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Apr 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BANC HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2002 · Amount on Record
Deed Sale	Aug 19, 2002 · Amount on Record
Prior Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	2002434297
Last Transfer Date	Apr 4, 2017
Transfer Doc	0000147930
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1037 S SPRUCE AVE, BLOOMINGTON, CA 92316-1531
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 S SPRUCE AVE, BLOOMINGTON, CA 92316-1531

Mortgage

Document Number	0000166022
Date	Apr 12, 2021
Instrument	2021-0166022

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 10, 2017
Property Address	1037 S SPRUCE AVE, BLOOMINGTON, CA 92316-1531
Document Number	0000147930
Instrument Date	Apr 4, 2017
Instrument	147930
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1037 S SPRUCE AVE BLOOMINGTON CA 923161531, BLOOMINGTON, CA 92316-1531

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 10, 2017
Property Address	1037 S SPRUCE AVE, BLOOMINGTON, CA 92316-1531
Document Number	0000147931
Map Reference	MB132 PG21-24
Instrument Date	Apr 4, 2017
Instrument	2017-0147931
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1037 S SPRUCE AVE, RIALTO, CA 92376

Mortgage

Document Number	0000147932
Date	Apr 10, 2017
Instrument	2017-0147932

Lender

Name	BANC HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,824 (+2%) Land $51,705 Building $155,119
2025	$2,976.00 (+4.68%)	$202,768 (+4.04%) Land $50,691 Building $152,077
2023	$2,843.00 (+2.56%)	$194,895 Land $48,723 Building $146,172
2022	$2,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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