1037 Maxwell Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1037 Maxwell Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1985
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Nov 2016)
Tax Bill	$6,325 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493-172-11-00`

Property Details

APN / Parcel Number

Primary APN	`493-172-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	5,900 sqft (0.135 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1037 MAXWELL AVE
City	EL CAJON
State	CA
Zip	92020-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 66 TR 003127
Legal Subdivision	JONATHAN MANOR
Legal Tract	003127
Legal Block	1
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15301

Owner

1037 Maxwell Ave is owned and occupied by two individuals who bought it in November 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2016 · Amount on File
Deed Sale	Nov 4, 2016 · Amount on File
Prior Sale	Jul 8, 2008 · Amount on File
Deed Document Number	2016602755
Prior Transfer Date	Sep 16, 2003
Prior Transfer Doc	0001170325
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2022
Property Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312
Document Number	0000318754
Map Reference	MAP 3127
Instrument Date	Aug 1, 2022
Instrument	2022-0318754
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312

Mortgage

Document Number	0000318755
Date	Aug 5, 2022
Instrument	2022-0318755

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446455
Date	Oct 7, 2019
Instrument	2019-0446455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 MAXWELL AVE, EL CAJON, CA 92020-6312

Mortgage

Document Number	0000495402
Date	Aug 28, 2020
Instrument	2020-0495402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Maxwell Ave was $6,325.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,083 (+2%) Land $286,102 Building $203,981
2025	$6,325.00	$480,475 Land $280,493 Building $199,982
2023	$6,213.00 (+0.27%)	$461,819 Land $269,602 Building $192,217
2022	$6,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1037 Maxwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1037 Maxwell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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