Middlesex County and Reading Town property record for 1037 Main St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Other |
| Year Built | Built 1955 |
| Square Footage | 1,614 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,792.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:033.0-0000-0184.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1037 MAIN ST, READING, MA 01867-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NEW FED MORTGAGE CORP |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BAYCOAST BANK |
| Feb 08, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Jun 23, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SANTANDER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2009 |
| Deed Sale | May 05, 2009 |
| Prior Sale | May 05, 2009 |
| Deed Doc Number | 200978126 |
| Deed Book / Page | 52706 / 435 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1037 MAIN ST, READING, MA 01867-1721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079288-402 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 79288/402 |
| Instrument | 263266 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1037 MAIN ST, READING, MA 01867-1721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78752-437 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 78752/437 |
| Instrument | 210145 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1037 MAIN ST, READING, MA 01867-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76905-14 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 76905/14 |
| Instrument | 28257 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 1037 MAIN ST, READING, MA 01867-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74950-327 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 74950/327 |
| Instrument | 98554 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,792.00 (-0.92%) | $684,100 (+1.95%) Land $385,300 Building $298,800 | $731,975 (+13.24%) |
| 2024 | $7,864.00 (+4.15%) | $671,000 (+11.87%) Land $377,800 Building $293,200 | $646,380 |
| 2023 | $7,551.00 | $599,800 Land $337,000 Building $262,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:033.0-0000-0184.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,770 sqft Gross Area |
| Basement Area | 890 sqft Basement |
| Unfinished Basement | 890 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Other Style |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1420000000070 |
|---|---|
| Street Address | 1037 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 334400 |
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