1037 Main St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 1037 Main St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,468 sqft · built 1880
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2013)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:62 L:0104`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:62 L:0104`
Alternative APN	`620104`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	1,252 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	620104
Street Address	1037 MAIN ST
City	PAWTUCKET
State	RI
Zip	02860-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Lot Number	104
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2026
Census Tract	16400

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1037 MAIN ST, PAWTUCKET, RI 02860-4853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2013 · Amount on Record
Deed Sale	Jul 5, 2013 · Amount on Record
Deed Book / Page	3623 / 100
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	1037 MAIN ST, PAWTUCKET, RI 02860-4853
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004705-17
Date	Jun 16, 2021
Book Page	4705/17
Instrument	11

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	1037 MAIN ST, PAWTUCKET, RI 02860-4853
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4353-17
Date	Mar 29, 2019
Book Page	4353/17
Instrument	100

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	1037 MAIN ST, PAWTUCKET, RI 02860-4853
Document Number	4159-49
Book / Page	004159 / 000049
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 MAIN ST PAWTUCKET RI 028604853, PAWTUCKET, RI 02860-4853

Mortgage

Document Number	4159-49
Date	Nov 13, 2017
Book Page	004159/000049
Instrument	58

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	1037 MAIN ST, PAWTUCKET, RI 02860-4853
Document Number	4085-178
Book / Page	004085 / 000178
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4085-178
Date	May 8, 2017
Book Page	004085/000178
Instrument	45

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,075.00 (-12.53%)	$309,900 (+12.69%) Land $54,600 Building $255,300	$485,475
2023	$4,659.00 (+2.17%)	$275,000 (-) Land $33,700 Building $241,300
2022	$4,560.00	$275,000 Land $33,700 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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