Bedford County property record for 1037 Lipscomb Rd, Moneta, VA 24121
| Property Type | Commercial |
|---|---|
| Details | 3,384 sqft · built 2005 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,000 (Jun 2022) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179 A 22C |
| Primary APN | 179 A 22C |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,384 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 55,757 sqft (1.28 acres) |
| Street Address | 1037 LIPSCOMB RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-6253 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | STEWARTSVILLE ROAD/LIPSCOMB ROAD |
| Legal Subdivision | STEWARTSVILLE |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30501 |
1037 Lipscomb Rd, a commercial property, is owned by a company that acquired it in November 2022.
Source: Bedford County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1037 LIPSCOMB RD, MONETA, VA 24121-6253 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAFAYETTE FEDERAL CREDIT UNION |
| Dec 1, 2022 | Special Warranty Deed, Transfer · Line of Credit NORTHEAST BANK |
| Jun 8, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage BLUE RIDGE TRUSTEES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Prior Sale | Oct 2, 2012 · Amount on File |
| Deed Document Number | 20226560 |
| Last Transfer Date | Nov 10, 2022 |
| Transfer Doc | 0000012815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 24, 2026 |
| Property Address | 1037 LIPSCOMB RD, MONETA, VA 24121-6253 |
| Document Number | 0000007986 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20267986 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000007986, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20267986 |
| Name | LAFAYETTE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 1, 2022 |
| Property Address | 1037 LIPSCOMB RD, MONETA, VA 24121-6253 |
| Document Number | 0220012815 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 220012815 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0220012816 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 220012816 |
| Name | NORTHEAST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 8, 2022 |
| Property Address | 1037 LIPSCOMB RD, MONETA, VA 24121-6253 |
| Document Number | 0220006560 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 220006560 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0220006561 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 220006561 |
| Name | BLUE RIDGE TRUSTEES LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1037 Lipscomb Rd was $2,147.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 | $523,900 Land $69,700 Building $454,200 | |
| 2023 | $2,147.00 Additional exemption filed | $261,950 | $523,900 Land $69,700 Building $454,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1037 Lipscomb Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1037 Lipscomb Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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