San Diego County property record for 1037 Gardena Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,883 sqft · built 1984 |
| Lot Size | 0.258 acres (11,234 sqft) |
| Owner | Company Name on File |
| Last Sale | $890,000 (Apr 2005) |
| Tax Bill | $14,610 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-273-48-00 |
| Primary APN | 258-273-48-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Building Area | 2,883 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Duplex Single |
| Lot Area | 11,234 sqft (0.258 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1037 GARDENA RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4605 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BLK J LOT 2 SLY 77 FT IN TR 002130 |
| Legal Subdivision | AVOCADO ACRES |
| Legal Tract | 002130 |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 17502 |
Source: San Diego County records · APN 258-273-48-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1037 GARDENA RD, ENCINITAS, CA 92024-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| May 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2005 · Amount on Record |
| Deed Sale | Apr 18, 2005 · Amount on Record |
| Prior Sale | Apr 07, 1998 · Amount on Record |
| Deed Document Number | 2005319363 |
| Last Transfer Date | Mar 16, 2012 |
| Transfer Doc | 0000166348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1037 GARDENA RD, ENCINITAS, CA 92024-4605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000254428 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019-0254428 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1037 GARDENA RD, ENCINITAS, CA 92024-4605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000232612 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 2020-0232612 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,265,319 (+2%) Land $781,939 Building $483,380 | |
| 2025 | $14,610.00 (+6.36%) Homeowner's exemption | $1,240,509 (+4.04%) Land $766,607 Building $473,902 |
| 2023 | $13,736.00 (+1.49%) Homeowner's exemption | $1,192,340 Land $736,840 Building $455,500 |
| 2022 | $13,535.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Ting Fiber | Fiber | 2,000 / 2,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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