Rowan County property record for 1037 Emerald Ave, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,765 sqft · built 1956 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Apr 2022) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 002 22601 |
| Primary APN | 002 22601 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 985 sqft |
| Finished Basement | 985 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 15 ft deep x 7.5 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 185 sqft |
| Patio Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1037 EMERALD AVE |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L36 |
| Legal Subdivision | FOREST HILLS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50500 |
Source: Rowan County records, as of August 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1037 EMERALD AVE, SALISBURY, NC 28144-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jun 13, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | May 14, 2010 |
| Deed Book / Page | 1400 / 795 |
| Prior Transfer Date | Apr 26, 2010 |
| Prior Transfer Doc | 0011610669 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 27, 2022 |
| Property Address | 1037 EMERALD AVE, SALISBURY, NC 28144-2601 |
| Document Number | 0014000795 |
| Book / Page | 1400 / 795 |
| Map Reference | MB 9995 PG 727 |
| Instrument Date | Mar 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3980 US HIGHWAY 601 S, 3980, MOCKSVILLE, NC 27028-6923 |
| Name | Verified Name |
|---|---|
| Address | 1037 EMERALD AVE, SALISBURY, NC 28144-2601 |
| Document Number | 0001400796 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 1400/796 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1037 EMERALD AVE, SALISBURY, NC 28144-2601 |
| Document Number | 0013500904 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1037 EMERALD AVE SALISBURY NC 281442601, SALISBURY, NC 28144-2601 |
| Document Number | 0013500904 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 001350/000904 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 | $246,708 (-) Land $26,513 Building $220,195 | |
| 2023 | $2,950.00 | $246,708 Land $26,513 Building $220,195 | $246,708 Land $26,513 Building $220,195 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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