1037 E Madison St, Snowflake, AZ 85937 Property Records

Navajo County property record for 1037 E Madison St, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,346 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individuals on Record
Last Sale	$120,000 (Mar 2019)
Tax Bill	$688 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-56-028`

Property Details

APN / Parcel Number

Primary APN	`202-56-028`

Interior

Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	390 sqft
Porch	Open Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1037 E MADISON ST
City	SNOWFLAKE
State	AZ
Zip	85937-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTION 13, T13N, R21E & SECTION 18, T13N, R22E: SUNDANCE SPRINGS COMMUNITY #1: LOT 28, PER PLAT 24-30 & 31 OUT OF 202-07-045 & 20 3-01-002D FOR2006ROLL.
Legal Range	21E
Legal Township	13N
Legal Section	13
Legal Subdivision	SUNDANCE SPRINGS COMMUNITY #1
Legal Lot Number	28
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2125
Census Tract	963400

Owner

Source: Navajo County assessment roll, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1037 E MADISON ST, SNOWFLAKE, AZ 85937-6142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 29, 2019	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Apr 16, 2009 · Amount on Record
Deed Document Number	20194279
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1037 E MADISON ST, SNOWFLAKE, AZ 85937-6142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006070
Date	Apr 17, 2020
Instrument	2020-06070

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 29, 2019
Property Address	1037 E MADISON ST, SNOWFLAKE, AZ 85937-6142
Document Number	0000004279
Map Reference	MB 24 PG 3031
Instrument Date	Mar 4, 2019
Instrument	2019-04279
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 901, MESA, AZ 85211-0901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1037 E MADISON ST, SNOWFLAKE, AZ 85937-6142

Mortgage

Document Number	0000004280
Date	Mar 29, 2019
Instrument	2019-04280

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$228,842 (-5.29%) Land $22,000 Building $206,842
2026			$241,626 (+3.77%) Land $24,500 Building $217,126
2025	$688.00 (+6.67%)	$23,285 Land $2,000 Building $21,285	$232,849 Land $20,000 Building $212,849
2023	$645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Smith Bagley Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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