1037 Cottage Way, Encinitas, CA 92024 Property Records

San Diego County property record for 1037 Cottage Way, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,233 sqft · built 2000
Lot Size	1.41 acres (61,853 sqft)
Owner	Company Name on File
Last Sale	$228,000 (Aug 1999)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Apr 2021 Transfer Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-501-24-12`

Property Details

APN / Parcel Number

Primary APN	`257-501-24-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,233 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	61,853 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1037 COTTAGE WAY
City	ENCINITAS
State	CA
Zip	92024-5857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	LOT 1 US117PER DOC98-690725&UND INT IN MODULE Q IN TR 013541
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013541
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17606

Owner

1037 Cottage Way, a condominium, is owned by a company that bought it in August 1999 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1037 COTTAGE WAY, ENCINITAS, CA 92024-5857
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer
Nov 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 23, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1999 · Amount on File
Deed Sale	Aug 20, 1999 · Amount on File
Deed Document Number	1999576591
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2021
Property Address	1037 COTTAGE WAY, ENCINITAS, CA 92024-5857
Document Number	0000289866
Map Reference	MAP 13541
Instrument Date	Apr 14, 2021
Instrument	2021-0289866
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	1037 COTTAGE WAY, ENCINITAS, CA 92024-5857
Document Number	0000743553
Instrument Date	Nov 21, 2020
Instrument	743553
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 COTTAGE WAY ENCINITAS CA 920245857, ENCINITAS, CA 92024-5857

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	1037 COTTAGE WAY, ENCINITAS, CA 92024-5857
Document Number	0000743552
Instrument Date	Nov 21, 2020
Instrument	743552
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MAMAKI ST HONOLULU HI 968212144, HONOLULU, HI 96821-2144

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	1037 COTTAGE WAY, ENCINITAS, CA 92024-5857
Document Number	0000743551
Instrument Date	Nov 2, 2020
Instrument	743551
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	397 MAMAKI ST HONOLULU HI 968212144, HONOLULU, HI 96821-2144

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Cottage Way was $5,631 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,262 (+2%) Land $156,761 Building $200,501
2025	$5,631.00 Homeowner's exemption	$350,258 Land $153,688 Building $196,570
2023	$5,414.00 (+7.57%) Homeowner's exemption	$336,659 Land $147,721 Building $188,938
2022	$5,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1037 Cottage Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 Cottage Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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