1037 Central Ave, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1037 Central Ave, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,285 sqft · built 1994
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Owner Names on Record
Last Sale	$123,500 (Apr 2002)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0005-0523-00`

Property Details

APN / Parcel Number

Primary APN	`134-0005-0523-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,285 sqft Living Area
1st Floor Area	498 sqft
2nd Floor Area	548 sqft
Upper Floors Area	398 sqft
Attic	Attic
Attic Area	239 sqft
Basement Area	498 sqft

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,612 sqft (0.037 acres)
Lot Width	16 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1037 CENTRAL AVE
City	CINCINNATI
State	OH
Zip	45202-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1037 CENTRAL AVE .0375 ACLOT 2 BETTS LONGWORTH COURT SUB
Legal Subdivision	BETTS LONGWORTH COURT SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3020
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betts-Longworth Historic District listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1037 CENTRAL AVE, CINCINNATI, OH 45202-1058
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2002 · Amount on Record
Deed Sale	Apr 10, 2002 · Amount on Record
Prior Sale	Jan 7, 1999 · Amount on Record
Deed Document Number	02-069210
Deed Book / Page	8879 / 01615
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1037 CENTRAL AVE, CINCINNATI, OH 45202-1058
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014193
Date	Feb 8, 2022
Book Page	14600/2550
Instrument	2022-0014193

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1037 CENTRAL AVE, CINCINNATI, OH 45202-1057
Document Number	0000095849
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1037 CENTRAL AVE CINCINNATI OH 452021057, CINCINNATI, OH 45202-1057

Mortgage

Document Number	0000095849
Date	Oct 29, 2018
Book Page	013784/001170
Instrument	95849

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,663.00 (+3.14%)	$75,817 (-) Land $8,050 Building $67,767
2024	$4,521.00 (-2.23%)	$75,817 (-) Land $8,050 Building $67,767
2023	$4,624.00 (+14.46%)	$75,817 (+27.61%) Land $8,050 Building $67,767	$216,620 (+27.61%) Land $23,000 Building $193,620
2022	$4,040.00 Homeowner's exemption	$59,413 Land $8,855 Building $50,558
2020			$169,750 Land $25,300 Building $144,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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