1037 Bernice Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1037 Bernice Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 995 sqft · built 1926
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$199,000 (Jul 2018)
Tax Bill	$2,803 (2024)
Deeds & Mortgages	Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22M-23-1183`

Property Details

APN / Parcel Number

Primary APN	`22M-23-1183`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	995 sqft Living Area
Gross Area	1,100 sqft
1st Floor Area	995 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Porch	Enclosed Frame Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1037 BERNICE AVE
City	SAINT LOUIS
State	MO
Zip	63122-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	ADELE PLACE LOT 29
Legal Subdivision	ADELE PLACE
Legal Block	6
Legal Lot Number	29
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1008
Census Tract	218500

Owner

Source: St. Louis County assessment roll, APN 22M-23-1183, as of September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2626 S BIG BEND BLVD, SAINT LOUIS, MO 63143-2104
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jun 29, 2016
Deed Document Number	2018512
Deed Book / Page	23110 / 2575
Record Updated	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 16, 2018
Property Address	1037 BERNICE AVE, SAINT LOUIS, MO 63122-2810
Document Number	0231102575
Book / Page	023110 / 002575
Instrument Date	Jul 12, 2018
Instrument	512
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2626 S BIG BEND BLVD ST LOUIS MO 631432104, ST LOUIS, MO 63143-2104

Mortgage

Document Number	231102578
Date	Jul 16, 2018
Book Page	023110/002578
Instrument	513

Lender

Name	PARKSIDE FIN'L BK&TR
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,130 (+62.31%) Land $53,220 Building $18,910	$379,600 (+62.29%) Land $280,100 Building $99,500
2024	$2,803.00 (+1.59%)
2023	$2,759.00 (+4.51%)	$44,440 (+10.85%) Land $37,980 Building $6,460	$233,900 (+10.85%) Land $199,900 Building $34,000
2022	$2,640.00	$40,090 Land $39,770 Building $320
2021			$211,000 Land $209,300 Building $1,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892185001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 382 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010430, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KIRKWOOD PWS serves 28,000 people
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.