Schenectady County and Schenectady City property record for 1037 Baker Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1910 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Aug 2017) |
| Tax Bill | $6,943 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.30-1-43 |
| Primary APN | 421500 50.30-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 833 sqft |
| 2nd Floor Area | 622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 5,800 sqft (0.133 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 96 sqft |
| Porch | Slab |
| Porch Area | 226 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1037 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WD AND STU AND GAR |
| Legal Subdivision | LOTS BELONGING TO WILLIAM J WHITE |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20500 |
1037 Baker Ave is owned and occupied by two individuals who bought it in August 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1037 BAKER AVE, SCHENECTADY, NY 12309-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Aug 22, 2017 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Jul 30, 2014 · Amount on File |
| Deed Document Number | 201738094 |
| Deed Book / Page | 1969 / 702 |
| Prior Transfer Date | Nov 29, 2010 |
| Prior Transfer Doc | 0000052862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1037 BAKER AVE, SCHENECTADY, NY 12309-5701 |
| Document Number | 0000017475 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1037 BAKER AVE SCHENECTADY NY 123095701, SCHENECTADY, NY 12309-5701 |
| Document Number | 0000017475 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 004997/000215 |
| Instrument | 17475 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 22, 2017 |
| Property Address | 1037 BAKER AVE, SCHENECTADY, NY 12309-5701 |
| Document Number | 0000038094 |
| Book / Page | 1969 / 702 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 201738094 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1037 BAKER AVE, 1037, SCHENECTADY, NY 12309-5701 |
| Name | Verified Name |
|---|---|
| Address | 1639 RUGBY RD, SCHENECTADY, NY 12309-5631 |
| Document Number | 0000038095 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 201738095 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 1037 Baker Ave was $6,943, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,943.00 (+1.83%) | ||
| 2025 | $6,818.00 | $137,500 Land $20,600 Building $116,900 | $227,687 Land $34,112 Building $193,575 |
| 2023 | $137,500 (-) Land $20,600 Building $116,900 | $174,051 (+3.8%) Land $26,076 Building $147,975 | |
| 2022 | $137,500 Land $20,600 Building $116,900 | $167,683 Land $25,122 Building $142,561 | |
| 2021 | $6,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1037 Baker Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1037 Baker Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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