1037 Ayers St, Memphis, TN 38107 Property Records

Shelby County property record for 1037 Ayers St, Memphis, TN 38107 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1915
Lot Size	0.114 acres (4,964 sqft)
Owner	2 Individual Names on File
Tax Bill	$221 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-7037-0-0019`

Property Details

APN / Parcel Number

Primary APN	`02-7037-0-0019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,964 sqft (0.114 acres)
Lot Dimensions	119 ft deep x 42 ft wide
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1037 AYERS ST
City	MEMPHIS
State	TN
Zip	38107-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS AYRES 239.1 FT S OF MOUND
Legal Subdivision	A MOOREHEAD S/D
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1017
Census Tract	300

Owner

Source: Shelby County records · APN 02-7037-0-0019

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1037 AYERS ST, MEMPHIS, TN 38107-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1037 AYERS ST, MEMPHIS, TN 38107-2630
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 AYERS ST, MEMPHIS, TN 38107-2630

Mortgage

Document Number	0022065654
Date	Jun 10, 2022
Instrument	22065654

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$221.00 (-21.07%)	$8,225 (+78.8%) Land $1,575 Building $6,650	$32,900 (+78.8%) Land $6,300 Building $26,600
2023		$4,600 Land $525 Building $4,075
2022	$280.00
2021			$18,400 Land $2,100 Building $16,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471570003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Dec 1987, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.