St. Louis County property record for 1037 85th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 2,288 sqft · built 1913 |
| Lot Size | 0.155 acres (6,762 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,909 (Jun 2022) |
| Tax Bill | $3,234 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-04020 |
| Primary APN | 010-3300-04020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Gross Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Lot Area | 6,762 sqft (0.155 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 189 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1160546 |
|---|---|
| Street Address | 1037 85TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1408 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 021 BLOCK:030 SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 30 |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3700 |
1037 85th Ave W, a residential property, is owned by a company that bought it in June 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 34313 MCGRAW LAKE RD, DANBURY, WI 54830-9422 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jun 9, 2022 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Jun 9, 2022 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Prior Sale | Jun 9, 2022 · Amount on File |
| Deed Document Number | 20221057524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1037 85TH AVE W, DULUTH, MN 55808-1408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001070664 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 1070664 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Oct 14, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 9, 2022 |
| Property Address | 1037 85TH AVE W, DULUTH, MN 55808-1408 |
| Document Number | 0001057524 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 1057524 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $300.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 N UGSTAD RD, PROCTOR, MN 55810-1827 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 9, 2022 |
| Property Address | 1037 85TH AVE W, DULUTH, MN 55808-1408 |
| Document Number | 0001057523 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 1057523 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $247.69 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3424 LINDAHL RD, DULUTH, MN 55810-9708 |
The 2026 property tax bill for 1037 85th Ave W was $3,234, up 0.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,234.00 (+0.31%) | ||
| 2025 | $3,224.00 (-2.89%) | $202,600 (+5.91%) Land $15,000 Building $187,600 | $202,600 (+5.91%) Land $15,000 Building $187,600 |
| 2024 | $3,320.00 (+32.69%) | $191,300 Land $17,600 Building $173,700 | $191,300 Land $17,600 Building $173,700 |
| 2023 | $2,502.00 | ||
| 2022 | $135,400 (+18.77%) Land $16,300 Building $119,100 | $135,400 (+18.77%) Land $16,300 Building $119,100 | |
| 2021 | $114,000 Land $13,800 Building $100,200 | $114,000 Land $13,800 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1037 85th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1037 85th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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