1037 3rd Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Harmony Township property record for 1037 3rd Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1905
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on File
Last Sale	$57,800 (Feb 1995)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00041-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00041-0000-00009`
Alternative APN	`100004100009`

Interior

Stories	2 Stories
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	135 ft deep x 32 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1037 THIRD AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARTINE CRK
Legal Block	41
Legal Lot Number	9
Jurisdiction	WARREN NJ
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1023
Census Tract	31800

Owner

1037 3rd Ave is owned and occupied by an individual who acquired it in April 2017.

Source: Warren County and Harmony Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1037 THIRD AVE, PHILLIPSBURG, NJ 08865-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 1995 · Amount on File
Deed Sale	Feb 21, 1995 · Amount on File
Deed Document Number	199558136
Deed Book / Page	1409 / 177
Last Transfer Date	Apr 12, 2017
Transfer Doc	0000474830
Record Updated	Sep 20, 2026

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	May 4, 2017
Property Address	1037 THIRD AVE, PHILLIPSBURG, NJ 08865-9556
Document Number	0000474830
Book / Page	002759 / 000122
Instrument Date	Apr 12, 2017
Instrument	474830
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 THIRD AVE PHILLIPSBURG NJ 088659556, PHILLIPSBURG, NJ 08865-9556

Mortgage

Document Number	474831
Date	May 4, 2017
Book Page	006441/000291
Instrument	474831

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1037 3rd Ave was $1,953, down 1.7% from the year before.

Source: Warren County and Harmony Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Harmony Township
Unified School District	Harmony Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,300 (-) Land $32,000 Building $41,300	$73,300 (-) Land $32,000 Building $41,300
2025	$1,953.00 (-1.66%)	$73,300 Land $32,000 Building $41,300	$73,300 Land $32,000 Building $41,300
2024	$1,986.00
2023		$73,300 Land $32,000 Building $41,300	$73,300 Land $32,000 Building $41,300
2022	$1,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 3rd Ave in Zone X, an area of minimal flood risk, though there have been 200 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	200 (1978–2023)
Claims Outside the SFHA	45 of 200
Most Recent Claim	Jul 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jul 2006 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 3rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - BRAINARDS private · serves 135 people · EPA ID NJ2110001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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