10369 Rd 23.5, Cortez, CO 81321 Property Records

Montezuma County property record for 10369 Rd 23.5, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2020
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$57,500 (May 2020)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R017995`

Property Details

APN / Parcel Number

Primary APN	`R017995`
Alternative APN	`561121403011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,147 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	R017995
Street Address	10369 ROAD 23.5
City	CORTEZ
State	CO
Zip	81321-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 3-9
Legal Description	SUBDIVISION: CRESTVIEW HEIGHTS GENERAL PUD LOT: 11 1.02AC B542 P205 B731 P98-100 R/476696 R/471397
Legal Subdivision	CRESTVIEW HEIGHTS GENERAL PUD
Legal Lot Number	11
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1013
Census Tract	969301

Owner

10369 Rd 23.5 is owned and occupied by an individual who bought it in May 2020.

Source: Montezuma County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10369 ROAD 23.5, CORTEZ, CO 81321-8886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK CORTEZ
May 8, 2020	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Deed Document Number	2020629233
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	10369 ROAD 23.5, CORTEZ, CO 81321-8886
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630184
Date	Jul 1, 2020
Instrument	630184

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	10369 ROAD 23.5, CORTEZ, CO 81321-8886
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000635697
Date	Mar 12, 2021
Instrument	635697

Lender

Name	FIRST NATIONAL BANK CORTEZ
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 8, 2020
Property Address	10369 ROAD 23.5, CORTEZ, CO 81321-8886
Document Number	0000629233
Map Reference	MB 18 PG 79
Instrument Date	May 8, 2020
Instrument	629233
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$5.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1702 E DOWNEY AVE, CORTEZ, CO 81321-3052

Tax Assessment & Valuation

The 2025 property tax bill for 10369 Rd 23.5 was $2,383, up 19% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+19.03%)	$46,963 (+20.97%) Land $5,731 Building $41,232	$589,991 (+20.97%) Land $72,000 Building $517,991
2024	$2,002.00 (+9.82%)	$38,822 (-10.13%) Land $5,150 Building $33,672	$487,722 (-10.13%) Land $64,703 Building $423,019
2023	$1,823.00 (+28.74%)	$43,200 (-59.36%) Land $5,731 Building $37,469	$542,722 (+48.07%) Land $72,000 Building $470,722
2022	$1,416.00	$106,294 Land $14,500 Building $91,794	$366,530 Land $50,000 Building $316,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10369 Rd 23.5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10369 Rd 23.5 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	25 / 5

May also be available: AlignTec, CYAN Wireless, Farmers Telecommunications.

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