10368 Twin Oak Dr, Conroe, TX 77385 Property Records

Montgomery County property record for 10368 Twin Oak Dr, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Lot Size	0.153 acres (6,642 sqft)
Owner	2 Individual Names on File
Tax Bill	$414 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6560-07-47500`

Property Details

APN / Parcel Number

Primary APN	`6560-07-47500`
Alternative APN	`R110088`

Exterior

Lot Area	6,642 sqft (0.153 acres)
View / Lot	Primary

Location & Zoning

Street Address	10368 TWIN OAK DR
City	CONROE
State	TX
Zip	77385-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S656007 - LAKE CHATEAU WOODS 07, BLOCK 12, LOT 11-B
Legal Subdivision	LAKE CHATEAU WOODS 07
Legal Block	12
Legal Lot Number	11-B
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1017
Census Tract	692003

Owner

10368 Twin Oak Dr, a single family home, is owned by two individuals.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11511 ROCKY BEND DR, HOUSTON, TX 77077-4228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10368 TWIN OAK DR, CONROE, TX 77385-9549
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054916
Date	Apr 29, 2022
Instrument	2022054916

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10368 Twin Oak Dr was $414, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,417 (-) Land $22,417	$22,417 (-) Land $22,417
2025	$414.00 (-0.48%)	$22,417 (-) Land $22,417	$22,417 (-) Land $22,417
2024	$416.00 (+0.24%)	$22,417 (-0.01%) Land $22,417	$22,417 (-0.01%) Land $22,417
2023	$415.00	$22,420 Land $22,420	$22,420 Land $22,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10368 Twin Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 policies
Nearby Flood Policies	141 in force
Nearby Flood Claims	11 (2009–2026)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10368 Twin Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATEAU WOODS MUD WATER SYSTEM serves 2,700 people · EPA ID TX1700008
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20