Charles County property record for 1036 Saint Pauls Dr, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,752 sqft · built 1976 |
| Lot Size | 0.255 acres (11,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2021) |
| Tax Bill | $11,074 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-067484 |
| Primary APN | 06-067484 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,110 sqft (0.255 acres) |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 067484 |
|---|---|
| Street Address | 1036 SAINT PAULS DR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-19 B-88 S-7 BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 88 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850906 |
1036 Saint Pauls Dr is owned and occupied by an individual who bought it in October 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Oct 6, 2021 | Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE |
| Sep 28, 2018 | Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Sep 28, 2018 · Amount on File |
| Deed Book / Page | 12119 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | GEMINI TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0107850429 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 10785/429 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 6, 2021 |
| Property Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Document Number | 0121190395 |
| Book / Page | 12119 / 395 |
| Map Reference | MB PCM 19 PL 173 |
| Instrument Date | Sep 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | WS TITLE LLC, US TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10035 COLLENBACK RUN, 10035, SAN ANTONIO, TX 78251-3291 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Document Number | 12119402 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 12119/402 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Number | 0121190420 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 12119/420 |
| Name | NATIONAL HOMEBUYERS FUND INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 28, 2018 |
| Property Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Document Number | 0104090328 |
| Book / Page | 10409 / 328 |
| Map Reference | MB PCM19 PL173 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | VELOCITY NATIONAL TITLE CO L |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1036 SAINT PAULS DR, WALDORF, MD 20602-1515 |
| Document Number | 0010409334 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 10409/334 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 1036 Saint Pauls Dr was $11,074.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,367 | $382,200 Land $125,000 Building $257,200 | |
| 2025 | $11,074.00 | ||
| 2023 | $4,589.00 | $323,900 | $358,700 Land $125,000 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1036 Saint Pauls Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1036 Saint Pauls Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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