1036 Saint Pauls Dr, Waldorf, MD 20602 Property Records

Charles County property record for 1036 Saint Pauls Dr, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,752 sqft · built 1976
Lot Size0.255 acres (11,110 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Oct 2021)
Tax Bill$11,074 (2025)
Deeds & MortgagesSep 2019 Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-067484

Property Details

APN / Parcel Number

Primary APN06-067484
Alternative APNs
  • 6067484
  • 067484

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,752 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,110 sqft (0.255 acres)
PorchEnclosed Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number067484
Street Address1036 SAINT PAULS DR
CityWALDORF
StateMD
Zip20602-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL-19 B-88 S-7 BANNISTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block88
Legal Lot Number19
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3003
Census Tract850906

Owner

1036 Saint Pauls Dr is owned and occupied by an individual who bought it in October 2021.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · VA Mortgage
FIRST HOME MORTGAGE CORP
Oct 6, 2021Deed, Transfer · FHA Mortgage
HOMETOWN EQUITY MORTGAGE
Sep 28, 2018Deed, Transfer · VA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on File
Deed SaleOct 6, 2021 · Amount on File
Prior SaleSep 28, 2018 · Amount on File
Deed Book / Page12119 / 395
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyGEMINI TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107850429
DateSep 16, 2019
Book Page10785/429
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateOct 6, 2021
Property Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515
Document Number0121190395
Book / Page12119 / 395
Map ReferenceMB PCM 19 PL 173
Instrument DateSep 29, 2021
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyWS TITLE LLC, US TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,737.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10035 COLLENBACK RUN, 10035, SAN ANTONIO, TX 78251-3291

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515

Mortgage

Document Number12119402
DateOct 6, 2021
Instrument12119/402
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Mortgage

Document Number0121190420
DateOct 6, 2021
Book Page12119/420
Lender
NameNATIONAL HOMEBUYERS FUND INC
TypeMortgage Company
AddressSACRAMENTO, CA 95814
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2031

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 28, 2018
Property Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515
Document Number0104090328
Book / Page10409 / 328
Map ReferenceMB PCM19 PL173
Instrument DateAug 31, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyVELOCITY NATIONAL TITLE CO L

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1036 SAINT PAULS DR, WALDORF, MD 20602-1515

Mortgage

Document Number0010409334
DateSep 28, 2018
Instrument10409/334
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Saint Pauls Dr was $11,074.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,367$382,200 Land $125,000 Building $257,200
2025$11,074.00
2023$4,589.00$323,900$358,700 Land $125,000 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Saint Pauls Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 Saint Pauls Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Pauls Dr

Nearby Streets

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