Delaware County property record for 1036 S 14th St, Jay, OK 74346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2023 |
| Lot Size | 3.36 acres (146,362 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N23E-01-3-50999-001-0000 |
| Primary APN | 22N23E-01-3-50999-001-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 146,362 sqft (3.36 acres) |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 92695 |
|---|---|
| Street Address | 1036 S 14TH ST |
| City | JAY |
| State | OK |
| Zip | 74346-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-22-23 PT OF SW SW DESCRIBED AS: COMM NE COR W2 W2 SE SW; SW 88 DEG 410.28'; SE 01 DEG 507.84' TO POB; SE 01 DEG 361.5'; SW |
| Legal Range | 23E |
| Legal Township | 22N |
| Legal Section | 01 |
| Legal Subdivision | JAY-X LAND |
| Legal Tract | 1 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 376000 |
1036 S 14th St is owned and occupied by an individual.
Source: Delaware County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1036 S 14TH ST, JAY, OK 74346-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 18, 2023 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Sep 18, 2026 |
| Property Address | 1036 S 14TH ST, JAY, OK 74346-3903 |
| Document Number | 0000008621 |
| Book / Page | 2678 / 296 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20268621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1036 S 14TH ST, JAY, OK 74346-3903 |
| Document Number | 0000008621, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 2678/296 |
| Instrument | 20268621 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | OK |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Name | Verified Name |
|---|---|
| Address | 1036 S 14TH ST, JAY, OK 74346-3903 |
| Document Number | 0002508/33 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 2508/33 |
| Instrument | I-2023-009063 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Oct 18, 2021 |
| Property Address | OK |
| Document Number | 002408/370 |
| Book / Page | 2408 / 370 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-011208 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 S 14TH ST, JAY, OK 74346-3903 |
Source: Delaware County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Municipality | Jay City |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,855 (+1.03%) Land $1,722 Building $21,133 | $198,743 (+1.03%) Land $14,978 Building $183,765 | |
| 2025 | Homeowner's exemption | $22,621 Land $1,722 Building $20,899 | $196,708 Land $14,978 Building $181,730 |
| 2023 | $3.00 | $35 Land $35 | $308 Land $308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1036 S 14th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1036 S 14th St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · lower than 60% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY serves 2,482 people · EPA ID OK1021674 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company Fiber | 200 / 200 |
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