1036 Rudder Dr, Spring Hill, TN 37174 Property Records

Williamson County property record for 1036 Rudder Dr, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,337 sqft · built 2016
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2019)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166F-A-006.00-000`

Property Details

APN / Parcel Number

Primary APN	`166F-A-006.00-000`
Alternative APNs	`094166F A 00600` `1096260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,337 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Driveway Area	500 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1036 RUDDER DR
City	SPRING HILL
State	TN
Zip	37174-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD WADES GROVE SEC12 PB 63 PG 6 LOT 0496
Legal Subdivision	WADES GROVE
Legal Lot Number	0496
Jurisdiction	WILLIAMSON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2031
Census Tract	51205

Owner

Source: Williamson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1036 RUDDER DR, SPRING HILL, TN 37174-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	201933668
Deed Book / Page	7719 / 878
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 12, 2026
Property Address	1036 RUDDER DR, SPRING HILL, TN 37174-3300
Document Number	0000020954
Book / Page	10052 / 554
Instrument Date	Jun 4, 2026
Instrument	202620954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 RUDDER DR, SPRING HILL, TN 37174-3300

Mortgage

Document Number	0000020954,
Date	Jun 12, 2026
Book Page	10052/554
Instrument	202620954

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 23, 2019
Property Address	1036 RUDDER DR, SPRING HILL, TN 37174-3300
Document Number	0077190878
Book / Page	7719 / 0878
Map Reference	MB P63 PG 6
Instrument Date	Aug 23, 2019
Instrument	19033668
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 RUDDER DR, SPRING HILL, TN 37174-3300

Mortgage

Document Number	0019033669
Date	Aug 23, 2019
Instrument	19033669

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,053.00 (+18.24%)	$151,975 (+51.22%) Land $41,250 Building $110,725	$607,900 (+51.22%) Land $165,000 Building $442,900
2024	$2,582.00
2023	$2,582.00	$100,500 (-) Land $21,250 Building $79,250	$402,000 (-) Land $85,000 Building $317,000
2022	$2,582.00	$100,500 Land $21,250 Building $79,250	$402,000 Land $85,000 Building $317,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	H.B.& T.S. UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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