Lorain County property record for 1036 Oberlin Ave, Lorain, OH 44052
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,868 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,050,000 (Aug 2023) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-026-118-026 |
| Primary APN | 02-02-026-118-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 910 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 132 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 104 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 1036 OBERLIN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1554 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | BROWNELL 41 X 132 |
| Legal Subdivision | BROWNELL |
| Legal Tract | 02 |
| Legal Block | 118 |
| Legal Lot Number | 3 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 22400 |
1036 Oberlin Ave, a residential property, is owned by a company that bought it in August 2023.
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 KNOLLWOOD RD, UPPER SADDLE RIVER, NJ 07458-2411 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit POSH LENDING INC |
| Dec 27, 2021 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Dec 27, 2021 · Amount on File |
| Deed Document Number | 2023925349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 11, 2023 |
| Property Address | 1036 OBERLIN AVE, LORAIN, OH 44052-1554 |
| Document Number | 0000925349 |
| Map Reference | VOL 309 PG 361 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023-0925349 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 KNOLLWOOD RD, UPPER SADDLE RIVER, NJ 07458-2411 |
| Investor | Possibly a Property Investor |
| Document Number | 0000925350 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-0925350 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1036 OBERLIN AVE, LORAIN, OH 44052-1554 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000881537 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-0881537 |
| Name | POSH LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 27, 2021 |
| Property Address | 1036 OBERLIN AVE, LORAIN, OH 44052-1554 |
| Document Number | 0000855968 |
| Map Reference | VOL 2 PG 17 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021-0855968 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1036 Oberlin Ave was $1,437, down 5% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,437.00 (-4.96%) | $35,790 (%) Land $4,910 Building $30,880 | $102,260 (-) Land $14,020 Building $88,240 |
| 2024 | $1,512.00 (+31.59%) | $35,791 (+64.5%) Land $4,907 Building $30,884 | $102,260 (+64.51%) Land $14,020 Building $88,240 |
| 2023 | $1,149.00 (+0.88%) | $21,757 (-0.01%) Land $4,442 Building $17,315 | $62,160 Land $12,690 Building $49,470 |
| 2022 | $1,139.00 | $21,760 Land $4,440 Building $17,320 | |
| 2021 | $62,160 Land $12,690 Building $49,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1036 Oberlin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1036 Oberlin Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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