1036 Maple Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 1036 Maple Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,488 sqft · built 1964
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Apr 2025)
Tax Bill	$11,062 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49-00402-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`49-00402-0000-00002`
Alternative APNs	`4900033000000004` `490040200002`

Interior

Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900033000000004
Street Address	1036 MAPLE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	50X100 2.0LT
Legal Subdivision	MORSEMERE
Legal Block	402
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3012
Census Tract	45200

Owner

1036 Maple Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1036 MAPLE AVE, RIDGEFIELD, NJ 07657-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Jan 17, 2001 · Amount on File
Deed Document Number	202529565
Deed Book / Page	5489 / 383
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1036 MAPLE AVE, RIDGEFIELD, NJ 07657-1009
Document Number	0029870722
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 MAPLE AVE RIDGEFIELD NJ 076571009, RIDGEFIELD, NJ 07657-1009

Mortgage

Document Number	0029870722
Date	Jul 5, 2018
Book Page	002987/000722
Instrument	47506

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Maple Ave was $11,062, up 2.6% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,500 (+1.3%) Land $296,500 Building $365,000	$661,500 (+1.3%) Land $296,500 Building $365,000
2025	$11,062.00 (+2.64%)	$653,000 Land $291,600 Building $361,400	$653,000 Land $291,600 Building $361,400
2024	$10,777.00
2023		$611,900 Land $269,500 Building $342,400	$611,900 Land $269,500 Building $342,400
2022	$9,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Maple Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1036 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20