Monroe County property record for 1036 Gilmore Lake Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1952 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,601 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-100-003-000 |
| Primary APN | 08-09-100-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Area | 416 sqft |
| Pool Type | Pool Type |
| Pool Area | 512 sqft |
| Patio Area | 1,399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1036 GILMORE LAKE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOTS 2B & 11B & PART NE SW |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Lot Number | 2B,11B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 600401 |
1036 Gilmore Lake Rd is owned and occupied by two individuals who acquired it in May 2020.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1036 GILMORE LAKE RD, WATERLOO, IL 62298-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 0000408784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1036 GILMORE LAKE RD, WATERLOO, IL 62298-3242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439799 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 439799 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1036 Gilmore Lake Rd was $4,601, up 1.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,601.00 (+1.3%) Homeowner's exemption | $82,390 Land $17,310 Building $65,080 | $247,170 Land $51,930 Building $195,240 |
| 2024 | $4,542.00 | ||
| 2022 | Additional exemption filed | $59,880 Land $17,310 Building $42,570 | $179,640 Land $51,930 Building $127,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1036 Gilmore Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1036 Gilmore Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
May also be available: AT&T, T-Mobile.
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