Kenton County property record for 1036 Chesapeake St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,726 sqft · built 1890 |
| Lot Size | 0.087 acres (3,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,000 (Apr 2025) |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-38-007.00 |
| Primary APN | 054-22-38-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Finished Area |
| Gross Area | 1,846 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Lot Area | 3,770 sqft (0.087 acres) |
| Lot Dimensions | 65 ft deep x 58 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1036 CHESAPEAKE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58X65 PT UNNUM LOTS COLLEGE SQUARE 112FT S ROBBINS 206.2 E RUSSELL LESS 200.15 SQ FT |
| Legal Subdivision | W B T I FIRST SUBDIVISION |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1036 Chesapeake St is owned and occupied by an individual who bought it in April 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1036 CHESAPEAKE ST, COVINGTON, KY 41011-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Prior Sale | Jan 3, 2023 · Amount on File |
| Deed Document Number | 20250416156 |
| Deed Book / Page | 338 / 528 |
| Prior Transfer Date | Jun 10, 2024 |
| Prior Transfer Doc | 0000000356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 3, 2023 |
| Property Address | 1036 CHESAPEAKE ST, COVINGTON, KY 41011-3008 |
| Document Number | 0005900001 |
| Book / Page | 207 / 320 |
| Map Reference | PL 350 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 23010305900001 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2586 GREENDS WAY #336336, 336336, COVINGTON, KY 41017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 113 W ROBBINS ST, COVINGTON, KY 41011-3048 |
The 2025 property tax bill for 1036 Chesapeake St was $1,590.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,000 (+189.17%) Land $10,000 Building $337,000 | $347,000 (+189.17%) Land $10,000 Building $337,000 | |
| 2025 | $1,590.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
| 2023 | $1,598.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1036 Chesapeake St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1036 Chesapeake St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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