Hardee County property record for 1036 Cardinal Rd, Wauchula, FL 33873
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 871 sqft · built 1995 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Company Name on File |
| Last Sale | $315,000 (Jul 2005) |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 3133-27-0860-0000D-0025 |
| Primary APN | 3133-27-0860-0000D-0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 871 sqft Living Area |
| 1st Floor Area | 871 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Manufactured |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 124 ft deep x 80 ft wide |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1036 CARDINAL RD |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-7032 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 25 BLK D CHARLIE CREEK MOBILE ESTATES 394P274P275 540P57 592P65 686P1267 |
| Legal Range | 27E |
| Legal Township | 33S |
| Legal Section | 31 |
| Legal Subdivision | CHARLIE CREEK MOBILE ESTATES |
| Legal Block | D |
| Legal Lot Number | 25 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | ZOLFO SPRINGS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970101 |
1036 Cardinal Rd, a mobile home, is owned by a company that bought it in July 2005.
Source: Hardee County records, as of September 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1379, LABELLE, FL 33975-1379 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Sep 27, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2005 · Amount on File |
| Deed Sale | Jul 28, 2005 · Amount on File |
| Deed Document Number | 20057116 |
| Deed Book / Page | 686 / 1266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 1036 CARDINAL RD, WAUCHULA, FL 33873-7032 |
| Document Number | 0000004025 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20264025 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004025, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20264025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 24, 2027 |
| Rate | 10% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 1036 CARDINAL RD, WAUCHULA, FL 33873-7032 |
| Document Number | 0025005920 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1379 LABELLE FL 339751379, LABELLE, FL 33975-1379 |
| Document Number | 0025005920 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 25005920 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1036 Cardinal Rd was $1,089, up 3.7% from the year before.
Source: Hardee County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Unified School District | Hardee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,089.00 (+3.71%) | $47,574 (+3.23%) Land $12,400 Building $35,174 | $47,574 (+3.23%) Land $12,400 Building $35,174 |
| 2024 | $1,050.00 (+4.48%) | $46,084 (+0.72%) Land $12,400 Building $33,684 | $46,084 (+0.72%) Land $12,400 Building $33,684 |
| 2023 | $1,005.00 (+9.72%) | $45,753 (+21.09%) Land $10,912 Building $34,841 | $45,753 (+21.09%) Land $10,912 Building $34,841 |
| 2022 | $916.00 | $37,783 Land $5,952 Building $31,831 | $37,783 Land $5,952 Building $31,831 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1036 Cardinal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1036 Cardinal Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CHARLIE CREEK-THE private · serves 142 people · EPA ID FL6250278 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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