1036 Big Hungry Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1036 Big Hungry Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1957
Lot Size	22.1 acres (963,547 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9597597537`

Property Details

APN / Parcel Number

Primary APN	`9597597537`
Alternative APNs	`00959759753755` `9972709`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	963,547 sqft (22.1 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	205 sqft
Porch	Slab
Porch Area	160 sqft
Deck Area	156 sqft
Patio Area	426 sqft
Canopy	562 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9972709
Street Address	1036 BIG HUNGRY RD
City	FLAT ROCK
State	NC
Zip	28731-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR1801 OFF JACKSON LOOP RD
Legal Subdivision	G
Legal Block	59
Legal Lot Number	7537
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1010
Census Tract	930201

Owner

Source: Henderson County records · APN 9597597537

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 503, EAST FLAT ROCK, NC 28726-0503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	1036 BIG HUNGRY RD, FLAT ROCK, NC 28731-5514
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038290362
Date	Dec 02, 2021
Book Page	3829/362
Instrument	968568

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,700 (+2.71%) Land $202,000 Building $173,700
2025	$2,107.00
2023		$365,800 Land $202,000 Building $163,800	$375,700 Land $202,000 Building $173,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.