St. Louis County property record for 1036 86th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1913 |
| Lot Size | 0.077 acres (3,382 sqft) |
| Owner | Company Name on Record |
| Last Sale | $45,000 (Jul 2019) |
| Tax Bill | $978 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0134-00760 |
| Primary APN | 010-0134-00760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 840 sqft Gross Area |
| 1st Floor Area | 420 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Row Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,382 sqft (0.077 acres) |
| Garage Area | 352 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 124 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1073174 |
|---|---|
| Street Address | 1036 86TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:016 SERIAL # |
| Legal Subdivision | AUDITORS PLAT NO 21 |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 GRANT ST, PITTSBURGH, PA 15219-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 18, 2020 | Deed of Trust, Construction Loan · Construction Mortgage US BK |
| Jul 1, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 10, 2018 | Quit Claim Deed, Transfer NORTH SHORE TITLE |
| Oct 6, 2017 | Warranty Deed, Transfer · Conventional with PMI REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Prior Sale | Feb 6, 2004 · Amount on Record |
| Deed Document Number | 20191012034 |
| Prior Transfer Date | Dec 20, 2017 |
| Prior Transfer Doc | 000T994068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001096859 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 1096859 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 0001053326 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 1053326 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 0001053402 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 1053402 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 18, 2020 |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 00T1021604 |
| Instrument Date | Mar 2, 2020 |
| Instrument | T1021604 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1036 86TH AVE W DULUTH MN 558081413, DULUTH, MN 55808-1413 |
| Document Number | 00T1021604 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | T1021604 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 1, 2019 |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 00T1012034 |
| Instrument Date | Jun 26, 2019 |
| Instrument | T1012034 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 86TH AVE W DULUTH MN 558081413, DULUTH, MN 55808-1413 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 10, 2018 |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 000T994068 |
| Instrument Date | Dec 20, 2017 |
| Instrument | T994068 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | NORTH SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 EDISON BLVD SILVER BAY MN 556141122, SILVER BAY, MN 55614-1122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 000T990619 |
| Instrument Date | Oct 3, 2017 |
| Instrument | T990619 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $221.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1042 86TH AVE W DULUTH MN 558081413, DULUTH, MN 55808-1413 |
| Document Number | T990620 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | T990620 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 5, 2022 |
| Document Number | T994731, |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | T994731 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 5, 2022 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978.00 (-1.61%) Homeowner's exemption | ||
| 2025 | $994.00 (-12.81%) Homeowner's exemption | $110,400 (+6.05%) Land $7,500 Building $102,900 | $110,400 (+6.05%) Land $7,500 Building $102,900 |
| 2024 | $1,140.00 | $104,100 (+45.39%) Land $8,800 Building $95,300 | $104,100 (+45.39%) Land $8,800 Building $95,300 |
| 2022 | $71,600 Land $8,200 Building $63,400 | $71,600 Land $8,200 Building $63,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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